Lose Medicaid or CHIP? Stay covered 4 ways

Published onMay 30, 2024

You have health insurance options if you lose Medicaid or Children’s Health Insurance Program (CHIP) coverage.

4 ways to stay covered

1. Get a Marketplace health plan. Most people qualify for savings to lower what they pay for their monthly premium and when they get care.

• You can apply and enroll in a Marketplace plan as early as 60 days before your Medicaid or CHIP coverage ends to avoid a gap in coverage.

• From March 31, 2023 – November 30, 2024, you can apply for a Marketplace plan any time after your Medicaid or CHIP coverage ends. You have 60 days after submitting your application to enroll in a plan. Your coverage starts the month after you complete your enrollment.

2. Re-apply for Medicaid or CHIP through your state. You may still qualify.

3. Decide between a job-based plan or Marketplace coverage, if your employer offers health insurance.

4. Sign up for Medicare, if you qualify (like if you’re 65 or older).